{
  "schema_version": 1,
  "methodology_version": "federal-banking-enforcement/v1",
  "generated_at": "2026-06-25",
  "source": {
    "source_id": "federal-banking-enforcement",
    "table": "public.federal_banking_enforcement_actions",
    "snapshot_date": "2026-02-25",
    "publisher": "Office of the Comptroller of the Currency (OCC) and Board of Governors of the Federal Reserve System",
    "license": "U.S. Government Works (public domain)",
    "files": [
      {
        "name": "OCC EASearch enforcement actions CSV export",
        "publisher": "Office of the Comptroller of the Currency",
        "source_url": "https://apps.occ.gov/EASearch/Search/ExportToCsv?q=&instOnly=true",
        "format": "csv"
      },
      {
        "name": "Federal Reserve enforcement actions historical JSON",
        "publisher": "Board of Governors of the Federal Reserve System",
        "source_url": "https://www.federalreserve.gov/supervisionreg/ea-old.json",
        "format": "json"
      },
      {
        "name": "Federal Reserve enforcement actions recent JSON",
        "publisher": "Board of Governors of the Federal Reserve System",
        "source_url": "https://www.federalreserve.gov/supervisionreg/ea-cms-recent.json",
        "format": "json"
      }
    ]
  },
  "totals": {
    "enforcement_orders": 4954,
    "agencies": 2
  },
  "by_agency": [
    {
      "agency": "Federal Reserve",
      "source_agency": "federal-reserve",
      "orders": 2514
    },
    {
      "agency": "OCC",
      "source_agency": "occ",
      "orders": 2440
    }
  ],
  "limitations": [
    "Counts are agency-level enforcement-order rows, not unique banking institutions.",
    "The public study artifact is aggregate-only and names no institution, consumer, or individual.",
    "The table combines OCC EASearch CSV rows with Federal Reserve enforcement JSON rows; source fields are not normalized into severity rankings.",
    "Re-run the SQL against a later source snapshot before citing the numbers as current live counts."
  ]
}